To: Specific Creditor & Credit Reporting Companies
Re: Erroneous credit reporting entry
Account number on credit report: #__________________



Dear Creditor/Agency:

During a review of my credit report, compiled and issued on [DATE] ________________, you have reported an adverse entry in my credit report.

Specifically, you reported that I have an account with your company. This is an error. I do not have this account with your company, either as the borrower, co-borrower or co-signer.

My full name is ______________________ and my social security number is #___________________. Please check this against your credit records immediately and correct your reporting.

Thank you for your time and prompt assistance. I anticipate your reply within 30 days, as required by law. If you need to contact me regarding this account, please call me at _________________________.



Sincerely,



Your Name