To: Specific Creditor & Credit Reporting Companies
Re: Erroneous credit reporting entry

Account number on credit report: #__________________



Dear Creditor/Agency:

During a review of my credit report, compiled and issued on [DATE] ________________, you have reported an adverse entry for the above reference account on my credit report

I request that you please report that I am a co-signer on this account. Please indicate that I am not the person primarily responsible for this account.

[IF YOU HAVE SUPPORTING DOCUMENT, INCLUDE COPIES:] I am enclosing a copy of canceled checks (or, money order, receipt, etc.) demonstrating that I am NOT the person primarily responsible for this account.



Thank you for your time and prompt assistance. I anticipate your reply within 30 days, as required by law. If you need to contact me regarding this account, please call me at ____________________________.



Sincerely,